Page 32 - ICE Today May - June 2020
P. 32

Moneywise



                             We are in the midst of
                         unprecedented times which
                      has and surely will continue to
                       affect our finances. Everyone
                      out there is now realizing how
                               important it is to be
                         economical when spending
                      and possibly, even try to save.
                      Zulfikar Rahman, The Head of
                         Finance and Operations at
                           Newscred Inc. shares his
                       candid thoughts on spending
                      wisely, saving and being more
                         efficient with your finances.

              Smart




            Saving                                                                                        #BetterYou






















                                                   We have surely heard of the   you are serious and probably, have
                                                   phrase “Money cannot buy      the same shortcomings as the rest
                                                   happiness” but these mostly came   of us. My goal is to give some
                                                   from those who have a lot of   ideas that I personally have been
                                                   money. In reality, when you don’t   using which have proven to be
                                                   have money or have a lot of debt,   fruitful. These are steps that I
                                                   it becomes a source of a lot of   know work for a lot of people
                                                   stress, pain and frustration. It   and is already making my financial
                                                   impacts not just on your mental   life a lot better. I honestly wish
                                                   state but even your loved ones.   that I had applied these earlier in
                                                   But it’s not easy to suddenly make   my career where I was making a
                                                   a lot of money now, is it? To add   mere 4,000tk as a Trainee
                                                   to that, everywhere we go, online   Accountant. It took a month to
                                                   or physically, we are constantly   make that amount and only three
                                                   tempted by products and services   days to spend it all. Not to
                                                   that might not be essential for us,   mention, regret and shamelessly
                                                   but they entice you and before   repeating these actions time and
                                                   you even know it, you’ve paid for   time after. But hey, better late
                                                   it only to never use it. Sounds   than never right?
                                                   familiar?                     What’s always a good first step, be
                                                   If you’ve read this far and are still   it in business or personal finances,
                                                   reading this, it clearly means that   is to look back at what we have



             26                                        ICE TODAY MAY-JUNE 2020
   27   28   29   30   31   32   33   34   35   36   37